• USAmeriBank

    • Banks/Credit Unions
    2028 East 7th Ave
    Tampa, FL 33609
    (813) 557-4811
    • About

      USAmeriBank is a leading independent bank serving Florida and Alabama. USAmeriBank is highly capitalized to ensure tremendous financial stability and provide flexibility to customers and prospects.

      The SBA department is consistently ranked one of the top SBA lenders in Florida. Our experienced business banking team provides unmatched knowledge of the SBA program to quickly and easily structure a deal to meet your needs.

      How Can You Use An SBA 7(a) Loan?
      - Construction, expansion, renovation of facilities
      - Purchase of land and building
      - Purchasing equipment, furniture, fixtures, or leasehold improvements
      - Permanent working capital
      - Refinance of existing debt
      - Business acquisitions

      What Are The Benefits Of An SBA 7(a) Loan?
      - Longer terms
      - No balloons
      - No prepayment penalty (on terms less than 15 years)
      - Relaxed collateral requirements
      - Closing costs can be rolled into the financing
      - Reduced borrower equity
      - Loans up to $5 million

      Are There Requirements/Restrictions?
      - Sufficient management expertise to successfully operate the business
      - Business must be for-profit
      - Personal guarantees
      - Owners, partners, principal stockholders and officers must be of good character